One of the most challenging aspects of managing money in the past few years has been extraordinarily low yields from government bonds — bordering on zero and even negative when you consider inflation. Given that bonds make up a large percentage of traditional retirement investor portfolios, that lack of that steady income hurts.  At my… Continue reading →

The COVID-19 crisis has been an unprecedented shock to our country. We are greeting daily with heart-wrenching images of families torn by loss and communities reeling from the hefty physical and emotional toll. The economy is reeling too. Expect crazy numbers ahead. Unemployment is projected to rival the Great Depression. Stock markets are volatile for the first… Continue reading →

Professor Burton Malkiel of the Rebalance Investment Committee details the Rebalance retirement investing strategy for low interest rates using a diversified mix of bonds and income stocks. Continue reading →

Do you expect to retire on the dot at 65? Sometime later? If you’re like an increasing number of American workers, the reality is likely to be a step-down process instead, according to a new study. University of Michigan researchers found that more than 15% of workers ages 60 to 62 are still earning salaries,… Continue reading →

Psst! Did you know that Uncle Sam has saved up $1 million for your retirement? Sounds crazy, but that’s the net effect of a typical couple’s earnings. A fully retired worker in 2013 can expect $2,533 a month, the government estimates. Over a year, that’s $30,396. Throw in benefits from a part-time income earned by… Continue reading →