What is the worst time to hire a financial adviser?

Rebalance Managing Director Mitch Tuchman outlines in this column how one should take financial advice as seriously as they take medical advice. by Mitch Tuchman, January 31, 2024 If the number of digits on your retirement account balance surprises you, that might be a sign you need to get help with your financial decisions. The average… Continue reading

 

Smart Investors Take These Five Steps Before Retiring

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Are you confident in your own retirement planning? Probably not, according to new data from the Employee Benefit Research Institute. Just 18% of Americans — less than one in five — say they are “very confident” in their ability to finance a comfortable retirement. Another 49% report that they are “somewhat confident.” What makes the… Continue reading

 
Illustration of Warren Buffett reading a letter

Warren Buffett’s Most Powerful Life Lesson Has Nothing to Do with Stocks

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Nothing about the news cycle these days is remotely “normal,” which is understandable considering events in Europe. So you probably missed the most recent letter to investors from Warren Buffett. Usually, his annual missive to shareholders in his holding company, Berkshire Hathaway, is front page news for a few days each year. It is a… Continue reading

 

How Rebalance Changed Its Portfolios to Manage Increased Inflation Risk

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Investors of a certain age, almost all, remember the last bout we faced as a country in terms of serious inflation, back in the late 1970s and early 1980s. Those years of rising prices baked into the economy came to head with double-digit price increases and, shortly after, a rapid increase in interest rates in… Continue reading

 
Rebalance's Secret Sauce

The ‘Secret Sauce’ At Rebalance

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Over the past decade or so, a lot of well-meaning investment writers have tried to explain what is “special” or “different” about index investing. After all, American savers have put literally trillions of dollars to work in index funds over the years. There must be something going on, right? There must be some reason legacy… Continue reading

 
Sharp Rise in 401(k) Lawsuits Now Threatens Small Businesses

Sharp Rise in 401(k) Lawsuits Now Threatens Small Businesses

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A sharp rise in lawsuits over 401(k) retirement plan fees is driving up costs for business owners — and the risks are spreading to small firms, according to legal experts. The cases revolve around who is liable for whether a plan is priced competitively. High fees dampen returns, leading workers to blame their employers for… Continue reading

 

The Madness of Stock Picking

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Honestly, how many of you had Baylor University taking the NCAA Men’s basketball tournament, a.k.a March Madness?  Maybe some of you, maybe even a lot. Unless you’re fibbing. But how many of you got every single team right in your bracket? Essentially, that number is zero. It’s always zero and likely always will be zero.… Continue reading

 

Four Decades After “9-to-5,” Women Deserve Retirement Security

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Like many of you, I am relieved and thrilled to see vaccines against Covid-19 rolling out across the country. It will take a few more months, but every day is a step closer to normal life for millions. It will take still more months, and for some folks years, to overcome the emotional and financial… Continue reading

 

Why Business Owners Should Use a 3(38) 401(k) Retirement Plan Adviser

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How would you rate your investment savvy? Many business owners enjoy buying and selling stocks for fun, but few properly account for their true performance over time. Now think about your employees’ 401(k) savings. Are you ready to personally make the call on their ultimate performance? Many small business owners are told that they should… Continue reading